Enjoy 0%* Financing on Our Brand Store.

Q: Are there requirements to use Affirm?

Yes. You’ll need:To be the legal age of majority in the province or territory in which you resideTo be a resident of Canada A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactionsAn SMS-capable Canadian phone numberTo meet the minimum cart size required to use Affirm as a payment option at checkout

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Pay monthly starting at 0%* APR

Choose how you pay with Affirm for starting at 0%* APR. Spread the cost of a purchase at $300-$10,000 into 3-12 easy monthly payments. 0*-32% APR (where applicable and subject to provincial regulatory limitations).

Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

How do I use Affirm?

1. Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

2. Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.

3. Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.

Frequently Asked Questions

Are there requirements to use Affirm?

Yes. You’ll need:

To be the legal age of majority in the province or territory in which you reside
To be a resident of Canada
A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions
An SMS-capable Canadian phone number
To meet the minimum cart size required to use Affirm as a payment option at checkout

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.

How do I make my payments?

At checkout, you can set up convenient, automatic pre-authorized payments that debited/charged

your Canadian Visa/Mastercard debit/credit card.

Which payment methods are accepted?

Affirm currently accepts Visa and Mastercard credit or debit cards. Available payment methods may vary depending on the payment plan selected.

Please note that prepaid cards are not accepted.

I still have questions?

For further information, please refer to the Affirm help center or get in touch here.